Principle 8: Keep your financial costs low

10/28/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]A[/dropcap]gents, brokers, financial analysts; practically everyone in the financial world is making money on their investors’ cash. When you buy insurance, your agent gets a portion of your payment. When you join mutual funds, fund managers take money out of the sum that you choose to give. When you buy a home…

Read Full Article

Principle 7: Start building wealth through savings

10/23/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]W[/dropcap]hat is your attitude toward your paycheck every month? Do you consider it your reward for working hard and your key to unwinding through shopping, eating out, and the like? Or do you immediately feel that your salary is inadequate for your bills and spend the day sulking in a corner while…

Read Full Article

Principle 6: Avoid big mistakes, especially early in life

10/21/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]E[/dropcap]ver heard that advice that says don’t be afraid to make mistakes while you’re young? Or quotes telling you to be “young, wild, and free”? I have to tell you, after listening to award-winning financial analyst Andrew Stotz’s thoughts on personal finance, I can say that while we should not be afraid…

Read Full Article

Principle 5: Do it yourself

10/16/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]P[/dropcap]ros don’t always work for you… Internationally acclaimed financial strategist Andrew Stotz encourages people who have time, knowledge and interest to handle their own assets rather than paying fund managers hefty fees to do it for them. After all, fund managers are well-educated people who need to be paid in accordance with…

Read Full Article

Principle 4: Be realistic about stock market returns

10/13/2014 | 2 Comments

[dropcap background=”” color=”” circle=”0″]I[/dropcap]f you’re under the impression that investing in the stock market is your ultimate ticket to the life of the rich and famous, please wake up. Dreaming big is not a problem in the world of finance, but assuming everything will turn out great for your money is. If there is one…

Read Full Article

Principle 3: Time really is money

10/10/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]T[/dropcap]ime is of the essence. Time is golden. The concept of time as man’s most priceless asset has been around since the days of our earliest ancestors. But Investing-in-Asia expert and financial literacy advocate Andrew Stotz’s take is more direct: Time is money. The good news is that many investors still have…

Read Full Article

Principle 2: Simplicity beats complexity

10/07/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]H[/dropcap]ave you ever dealt with documents overloaded with numbers, jargon, and charts that you can’t just seem to make sense of anything? Or have you had a shopping experience for a gadget where your salesman gave too many information for each product that you ended up buying nothing or worse, buying the…

Read Full Article

Principle 1: Create a written plan and follow it

10/04/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]A[/dropcap] lot of people love creating lists. Just like a huge chunk of the world’s obsessive compulsive population, I plan my holidays ahead, list down in order my grocery items for the week, revise my life’s bucket lists from time to time, and so on. I have apps on my smartphone to…

Read Full Article

Andrew Stotz reveals investment principles to Filipino university students

10/02/2014 | 0 Comments

[dropcap background=”” color=”” circle=”0″]W[/dropcap]hen investing in the stock market, there are two statements one needs to keep in mind, among other things: You won’t get rich and you can’t afford to make big mistakes while you’re young. These are just some of the 12 investing principles award-winning financial analyst Andrew Stotz stressed at the jam-packed…

Read Full Article

Can analysts predict the future direction of a stock?

06/03/2014 | 2 Comments

After seeing that analyst target prices in Asia are inaccurate, the obvious next question was whether they could at least predict the direction of the stocks they cover so intensely. I was an analyst for most of my career but what I realize now is that I never had time to stop and think about…

Read Full Article